HB1056 Establishing a commission to study the impacts of reinsurance on the cost and availability of property insurance in New Hampshire.
Establishing a commission to study the impacts of reinsurance on the cost and availability of property insurance in New Hampshire.
Impact Score — How Does This Bill Affect You?
Overall Impact Score
Concerning
Scale: 1 (harmful) to 10 (beneficial)
Your Wallet
This bill funds a study but does not directly change insurance costs or premiums that NH residents currently pay.
Your Community
The bill has no immediate effect on local services, schools, or community infrastructure.
Your Freedom
This bill does not restrict or expand individual rights or local control.
Status
Refer for Interim Study: Motion Adopted Voice Vote 03/11/2026 House Journal 7 P. 3
Sponsor
Carry Spier (D)
The Short Version
This bill creates a study commission to investigate why reinsurance costs are driving up property insurance premiums in New Hampshire (currently up ~20% according to the bill) and to explore potential solutions. The commission will report findings by November 1, 2026, but the bill itself takes no action to lower insurance costs—it only authorizes research.
Who's Behind This Bill?
Who Benefits
- ▲ Homeowners and businesses facing rising property insurance costs (indirectly, if study leads to future policy changes)
- ▲ Insurance industry representatives who will participate in the study
- ▲ State government through better understanding of reinsurance market dynamics
Who Pays the Price
- ▼ State legislative resources spent on commission work and meetings
- ▼ Taxpayers funding mileage reimbursement for legislators on the commission
Bill statuses as of October 7, 2026. Check LegiScan or NH General Court for the latest.
This bill was auto-scored using AI analysis of the bill text and legislative data. Scores may be refined as we review more bills.