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HB1056 Establishing a commission to study the impacts of reinsurance on the cost and availability of property insurance in New Hampshire.

Healthcare Dead Auto-scored

Establishing a commission to study the impacts of reinsurance on the cost and availability of property insurance in New Hampshire.

Impact Score — How Does This Bill Affect You?

6

Overall Impact Score

Mixed

Scale: 1 (harmful) to 10 (beneficial)

6
💰

Your Wallet

Study findings could lead to policies that help control rising property insurance costs that directly affect homeowners and renters.

6
🏘️

Your Community

Insurance availability is critical for community resilience, especially in areas facing increasing climate-related risks.

5
⚖️

Your Freedom

Study commission with no direct impact on individual freedoms.

Status

Refer for Interim Study: Motion Adopted Voice Vote 03/11/2026 House Journal 7

Sponsor

Carry Spier (D)

The Short Version

Would create a commission to study how reinsurance affects property insurance costs and availability in NH. With insurance rates rising statewide, this study could identify ways to stabilize the market and keep coverage affordable.

Who's Behind This Bill?

Who Benefits

  • Homeowners facing rising insurance costs
  • Communities in high-risk areas
  • Insurance market stability

Who Pays the Price

  • Minimal commission costs

Bill statuses as of May 2026. Check LegiScan or NH General Court for the latest.

This bill was auto-scored using AI analysis of the bill text and legislative data. Scores may be refined as we review more bills.