HB1127 Relative to the uniform voidable transactions act.
Relative to the uniform voidable transactions act.
Impact Score — How Does This Bill Affect You?
Overall Impact Score
Mixed
Scale: 1 (harmful) to 10 (beneficial)
Your Wallet
Modest benefit to creditors (including businesses and individuals owed money) who gain modernized tools to recover fraudulent transfers, though most residents are unaffected unless involved in insolvency or fraud disputes.
Your Community
No direct impact on local communities, schools, or public services as this bill addresses private creditor-debtor law and insolvency procedures.
Your Freedom
Modest net effect on individual freedom; debtors lose ability to shelter assets through certain transfers, while creditors gain recovery rights, with specific protections remaining for spouses' tenancy by the entireties and certain exempt property.
Status
Signed by Governor Ayotte 07/02/2026; Chapter 215; eff.8/31/2026
Sponsor
Bob Lynn (R)
The Short Version
This bill replaces New Hampshire's outdated fraudulent transfer law with the modern Uniform Voidable Transactions Act, which allows creditors to recover assets transferred by debtors to avoid paying debts. The change primarily affects business creditors, insolvency proceedings, and debtors attempting fraudulent transfers, with limited direct impact on most NH residents.
Who's Behind This Bill?
Who Benefits
- ▲ Creditors seeking to recover fraudulent or preferential asset transfers from insolvent debtors
- ▲ Businesses and lenders operating under clearer, modernized insolvency law aligned with 48 other states
- ▲ Courts and insolvency practitioners using updated statutory standards
- ▲ Trustees and receivers managing insolvent estates
Who Pays the Price
- ▼ Individual and business debtors who may have previously hidden assets through transfers to affiliates or insiders
- ▼ Recipients of transfers from insolvent debtors (who may be forced to return assets)
- ▼ Anyone engaging in fraudulent conveyances to delay or defraud creditors
Bill statuses as of October 7, 2026. Check LegiScan or NH General Court for the latest.
This bill was auto-scored using AI analysis of the bill text and legislative data. Scores may be refined as we review more bills.