HB1175 Relative to the offense of use of scanning device or reencoder to defraud.
Relative to the offense of use of scanning device or reencoder to defraud.
Impact Score — How Does This Bill Affect You?
Overall Impact Score
Mixed
Scale: 1 (harmful) to 10 (beneficial)
Your Wallet
Residents benefit from stronger legal protections against payment card fraud as criminals adapt to chip-based cards, reducing identity theft and unauthorized charges.
Your Community
No stated impact on local services, schools, or community infrastructure.
Your Freedom
The bill clarifies criminal law without altering civil liberties or individual rights for law-abiding residents.
Status
Signed by Governor Ayotte 05/18/2026; Chapter 73; eff.01/01/2027
Sponsor
Joe Alexander (R)
The Short Version
This bill updates New Hampshire's fraud law to prohibit scanning and reencoding of information from payment card computer chips, not just magnetic strips. The change modernizes existing fraud protections to address current payment card technology, with minimal fiscal impact but indeterminate costs to courts and corrections systems.
Who's Behind This Bill?
Who Benefits
- ▲ NH residents with payment cards who face reduced fraud risk
- ▲ Card issuers and merchants vulnerable to chip-based card fraud
- ▲ Law enforcement and prosecutors with updated statutory tools matching current technology
Who Pays the Price
- ▼ State and county judicial and correctional systems facing indeterminate prosecution and incarceration costs
- ▼ Individuals prosecuted under the expanded statute
Bill statuses as of October 7, 2026. Check LegiScan or NH General Court for the latest.
This bill was auto-scored using AI analysis of the bill text and legislative data. Scores may be refined as we review more bills.