HB1568 Relative to mandatory minimum insurance coverage requirements for motor vehicles.
Relative to mandatory minimum insurance coverage requirements for motor vehicles.
Impact Score — How Does This Bill Affect You?
Overall Impact Score
Concerning
Scale: 1 (harmful) to 10 (beneficial)
Your Wallet
Would protect insured drivers from bearing costs when hit by uninsured motorists, but would mandate new costs for currently uninsured drivers.
Your Community
Mandatory insurance protects all road users and ensures accident victims are compensated for injuries and damages.
Your Freedom
Would end NH's unique status as the only state allowing drivers to go without insurance, adding a significant government mandate.
Status
Inexpedient to Legislate: Motion Adopted Voice Vote 02/19/2026 House Journal 5 P. 6
Sponsor
Joseph Barton (R)
The Short Version
Would have established mandatory minimum auto insurance coverage in New Hampshire, the only state without such a requirement. Killed via Inexpedient to Legislate. NH's Live Free or Die ethos prevailed over consumer protection concerns.
Who's Behind This Bill?
Who Benefits
- ▲ Accident victims hit by uninsured drivers
- ▲ Insured drivers whose premiums cover uninsured motorist costs
Who Pays the Price
- ▼ Drivers who currently choose not to carry insurance
- ▼ Low-income residents who struggle to afford premiums
Bill statuses as of May 2026. Check LegiScan or NH General Court for the latest.
This bill was auto-scored using AI analysis of the bill text and legislative data. Scores may be refined as we review more bills.