HB706 Relative to prohibiting insurance companies from conducting an audit of providers services after services have been delivered but before payment has been made to such provider.
Relative to prohibiting insurance companies from conducting an audit of providers services after services have been delivered but before payment has been made to such provider.
Impact Score — How Does This Bill Affect You?
Overall Impact Score
Mixed
Scale: 1 (harmful) to 10 (beneficial)
Your Wallet
Healthcare providers gain faster, more predictable cash flow and compensation for delayed payment audits, but insurers may raise premiums to recoup costs, creating offsetting pressure on patient premiums.
Your Community
Local healthcare providers and practices benefit from improved payment timelines and protection from pre-payment audits, which may strengthen provider financial stability, though county and local governments purchasing health insurance face indeterminable cost impacts from premium increases.
Your Freedom
Patients are protected from cost-sharing obligations related to improperly audited services, and providers gain meaningful protection against insurer payment delay tactics, expanding practical rights in healthcare transactions.
Status
Subcommittee Work Session: 09/09/2026 10:00 am GP 229
Sponsor
Alicia Gregg (D)
The Short Version
This bill prohibits health insurers from auditing provider services between delivery and payment, and requires insurers who violate this rule to pay claims immediately plus 15% annual interest, cover patient cost-sharing, and reimburse providers' enforcement costs. The bill aims to speed up provider payments but may lead insurers to increase premiums to offset these costs.
Who's Behind This Bill?
Who Benefits
- ▲ Healthcare providers and medical practices facing cash flow delays from pre-payment audits
- ▲ Patients who would be held harmless from cost-sharing on audited services
- ▲ Smaller providers with limited capital to weather prolonged payment delays
Who Pays the Price
- ▼ Health insurers absorbing faster payment obligations and 15% annual interest costs
- ▼ Potentially all premium-paying residents if insurers increase premiums to offset these costs
Bill statuses as of October 7, 2026. Check LegiScan or NH General Court for the latest.
This bill was auto-scored using AI analysis of the bill text and legislative data. Scores may be refined as we review more bills.