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SB565 Requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.

Healthcare Active Auto-scored

Requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.

Impact Score — How Does This Bill Affect You?

6

Overall Impact Score

Mixed

Scale: 1 (harmful) to 10 (beneficial)

6
💰

Your Wallet

A report on fortified home standards could help homeowners make cost-effective improvements that reduce insurance premiums and prevent expensive storm damage.

6
🏘️

Your Community

Better information about building resiliency helps communities prepare for increasing severe weather events and reduce overall disaster costs.

6
⚖️

Your Freedom

Provides information that empowers homeowners to make informed decisions about protecting their property, with no mandates or restrictions.

Status

Enrolled (in recess of) 06/04/2026 House Journal 15

Sponsor

David Watters (D)

The Short Version

Requires the insurance commissioner to publish a report on fortified home standards and disaster resiliency programs. Helps NH homeowners understand how building improvements could reduce insurance costs and damage from severe weather.

Who's Behind This Bill?

Who Benefits

  • Homeowners seeking to reduce insurance costs
  • Communities preparing for severe weather
  • Insurance consumers wanting transparency

Who Pays the Price

  • Insurance department bearing report preparation costs

Bill statuses as of May 2026. Check LegiScan or NH General Court for the latest.

This bill was auto-scored using AI analysis of the bill text and legislative data. Scores may be refined as we review more bills.