SB607 Relative to short-term, limited duration health insurance policies
Relative to short-term, limited duration health insurance policies
Impact Score — How Does This Bill Affect You?
Overall Impact Score
Concerning
Scale: 1 (harmful) to 10 (beneficial)
Your Wallet
Short-term plans offer lower premiums but may leave consumers with large bills for uncovered services.
Your Community
Expanding short-term plans can fragment the insurance market and raise costs for comprehensive plan holders.
Your Freedom
Provides an additional insurance option for consumers, though with fewer consumer protections.
Status
Enrolled (in recess of) 06/04/2026 House Journal 15
Sponsor
Daniel Innis (R)
The Short Version
Addresses short-term, limited-duration health insurance policies in NH. These plans are cheaper but offer less coverage and fewer protections than ACA-compliant plans.
Who's Behind This Bill?
Who Benefits
- ▲ Healthy individuals seeking lower premiums
- ▲ People between jobs needing temporary coverage
Who Pays the Price
- ▼ Consumers who unknowingly buy inadequate coverage
- ▼ ACA marketplace risk pool (adverse selection)
- ▼ People with pre-existing conditions
Bill statuses as of May 2026. Check LegiScan or NH General Court for the latest.
This bill was auto-scored using AI analysis of the bill text and legislative data. Scores may be refined as we review more bills.